Whether you are house hunting, looking for a mortgage or attempting to sell your property, there are plenty of applications out there to help you through this inevitably stressful process. If you have a smartphone or a tablet, you can download apps to help you organize your budget, find a new home or even work out how much a mortgage will cost you in interest payments and monthly outgoings. Here are just a few of the best apps available for iPad and iPhone (and they often have Android equivalents) which will let you navigate the obstacle course of house hunting and moving home.
There are a number of property services that have their own applications, and websites such as RightMove have cornered this market. The RightMove app is free to download and use, giving you instant access to over one million property listings across the country. You can search for homes by postcode or even use the GPS feature to bring up properties for sale or rent that are close to your current location.
There are various other property search services who have similar applications available for iPhone, including Find a Property, which is for residential consumers and The Property Jungle, which is geared towards professionals looking to invest. Once you have found a property you intend to buy, it is necessary to find mortgages that are affordable and to work out how much various offers will cost, you might want to use the Mortgage & Bank Interest Calculator app. This is compatible with all iOS devices and has a simple interface that means you can enter the amount of the mortgage, the rate of interest, the payment frequency and the period over which you will be making repayments. This kind of app can quickly sort out the decent mortgages from those that will leave you in the red and it also takes into account fixed interest rates and other variables, in order to be as accurate as possible when calculating mortgages.
If you have decided on a house, arranged the mortgage and finalize the sale, then you might want to use the Home Moving Checklist app, which is available for iPhone, Android, BlackBerry and other major mobile platforms. A checklist can be very important whether you are renting or buying, because it will remind you what you need to do at various stages prior to the big day. Things as simple as collecting keys, alerting landlords and booking removal services can easily get forgotten in the rush, but with a checklist app, you will be able to keep up with fast pace events.
Once you have moved into your home, you may need to work out how much your household bills will cost on top of your mortgage. This can make it worth investing in an expenses application and there are various free and paid for programs out there today. iXpenseit is perhaps the best on the market, letting you manage expenses, mortgages, household budgets and savings, as well as allowing you to view your bank accounts, credit cards and other finances, all from a single app.
Article courtesy of MoneySupermarket.com. Compare a range of mortgages online and use our mortgage calculator to see how much you can borrow.
